About Missouri State Income Tax

Missouri uses a progressive tax system with eight tax brackets. The top rate of 4.95% is moderate compared to neighboring states, and the first $1,207 of income is tax-free.

Missouri Tax Brackets 2026

• $0 - $1,207: 0% (Tax-free)
• $1,208 - $2,414: 1.5%
• $2,415 - $3,621: 2%
• $3,622 - $4,828: 2.5%
• $4,829 - $6,035: 3%
• $6,036 - $7,242: 3.5%
• $7,243 - $8,449: 4%
• Over $8,449: 4.95%

How Missouri Tax is Calculated

Missouri's progressive tax system works as follows:

1. The first $1,207 is tax-free
2. Income above that is taxed in progressive brackets
3. Most taxpayers reach the top 4.95% rate quickly
4. Standard deduction reduces taxable income

Missouri Tax Features

• Moderate Top Rate: 4.95% is competitive with neighboring states
• Tax-Free First $1,207: No tax on lowest income
• Standard Deduction: Reduces taxable income significantly
• Social Security Exempt: No tax on Social Security benefits

Frequently Asked Questions

What is Missouri's income tax rate?

Missouri has progressive tax rates from 0% to 4.95%. The top rate of 4.95% applies to income over $8,449, so most Missouri taxpayers pay this rate on the majority of their income.

Does Missouri tax Social Security?

No, Missouri does not tax Social Security retirement benefits, making it relatively retiree-friendly.

Does Missouri tax retirement income?

Missouri offers a deduction for public pension income and some private pension income. Those 62 and older may qualify for a pension and Social Security exemption of up to $6,000.

How does Missouri compare to neighboring states?

Missouri (4.95%) is competitive: Kansas (5.7%), Illinois (4.95%), Arkansas (4.9%), Tennessee (0%), Iowa (rates being reduced), Kentucky (4.5%), Oklahoma (4.75%).

Missouri vs. Neighboring States

Tax comparison with surrounding states:

• Illinois: 4.95% flat rate
• Kansas: Progressive up to 5.7%
• Arkansas: Progressive up to 4.9%
• Tennessee: No state income tax
• Kentucky: 4.5% flat rate
• Iowa: Progressive (being reduced)
• Oklahoma: Progressive up to 4.75%

Tips for Missouri Taxpayers

• Claim the standard deduction to reduce taxable income
• Seniors should explore pension and Social Security exemptions
• Missouri doesn't tax Social Security - good for retirees
• Consider Missouri's moderate rates and low cost of living
• File electronically for faster processing