ROI Calculator

Calculate your Return on Investment (ROI) percentage and total gains or losses.

Amount originally invested

Current or ending value of investment

Time period to calculate annualized return

ROI = [(Final Value - Initial Investment) / Initial Investment] x 100
Invested $10,000, now worth $15,000: Gain = $5,000, ROI = 50%, Investment Multiple = 1.5x

What is a good ROI percentage?

It varies by investment type. Stock market averages 10% annually over long term. Real estate typically 8-12%. Business ventures might target 15-30%+. Bonds usually 3-6%. Compare ROI to risk level and time frame - higher ROI often means higher risk.

What is the difference between ROI and ROE?

ROI (Return on Investment) measures return relative to the total investment cost. ROE (Return on Equity) measures return relative to shareholder equity only, excluding debt. ROE is typically used for businesses, ROI for individual investments or projects.

How do you calculate ROI for real estate?

ROI = (Net Profit / Total Investment) x 100. Include rental income, appreciation, and tax benefits as profit. Include purchase price, closing costs, repairs, and carrying costs as investment. Many investors target 8-12% annual ROI on rental properties.

Can ROI be negative?

Yes, negative ROI means you lost money. For example, if you invested $10,000 and it's now worth $8,000, your ROI is -20%. Negative ROI indicates the investment performed poorly or lost value.