Zakat Nisab Calculator

Calculate the current nisab threshold values based on gold and silver prices. Determine if your wealth meets the nisab requirement for zakat and how much zakat you owe.

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Nisab Calculation: 1. Gold Nisab Value = Gold Nisab Grams * Gold Price per Gram Standard: 87.48 grams * Current Gold Price Example: 87.48g * $65/g = $5,686.20 2. Silver Nisab Value = Silver Nisab Grams * Silver Price per Gram Standard: 612.36 grams * Current Silver Price Example: 612.36g * $0.80/g = $489.89 3. Average Nisab = (Gold Nisab Value + Silver Nisab Value) / 2 Example: ($5,686.20 + $489.89) / 2 = $3,088.05 4. Nisab Check: If Total Wealth = Nisab Value -> Zakat is due If Total Wealth < Nisab Value -> No zakat on this wealth 5. Zakat Due = Total Wealth * 2.5% (if above nisab) Scholar Recommendation: Most scholars prefer silver nisab as it is lower, ensuring more wealth is distributed to those in need.
Example 1: Using Current Market Prices Gold: $65/gram, Silver: $0.80/gram Gold nisab: 87.48g * $65 = $5,686.20 Silver nisab: 612.36g * $0.80 = $489.89 Average nisab: ($5,686.20 + $489.89) / 2 = $3,088.05 Scenario A: Wealth = $600 - Above silver nisab? Yes ($600 > $489.89) - Zakat due: $600 * 2.5% = $15.00 Scenario B: Wealth = $400 - Above silver nisab? No ($400 < $489.89) - Zakat due: $0 - Shortfall: $89.89 Example 2: Different Price Scenario Gold: $70/gram, Silver: $1.00/gram Gold nisab: 87.48g * $70 = $6,123.60 Silver nisab: 612.36g * $1.00 = $612.36 Wealth = $1,000 - Meets silver nisab? Yes - Meets gold nisab? No - Recommended zakat: $1,000 * 2.5% = $25.00 Example 3: Gold Standard Preference Wealth = $5,000 Gold nisab = $5,686.20 Silver nisab = $489.89 Using gold standard: Below nisab, no zakat Using silver standard: Above nisab, $5,000 * 2.5% = $125 Most scholars recommend silver standard -> $125 zakat due

What is nisab?

Nisab is the minimum threshold of wealth that makes a Muslim liable to pay zakat. It is based on the value of either 87.48 grams of gold or 612.36 grams of silver.

Why are there two different nisab values?

Historically, gold and silver had a more stable price ratio. Today, silver nisab is typically much lower in dollar terms. Most scholars recommend using the lower (silver) nisab to benefit more recipients.

Which nisab should I use for cash and investments?

Most contemporary scholars recommend using the silver nisab for general wealth because it is lower, meaning more people qualify to pay zakat, which benefits the poor. However, both are valid.

How often does nisab value change?

The nisab thresholds in grams remain constant (87.48g gold, 612.36g silver), but their dollar values fluctuate daily with precious metal prices. Check current prices regularly.

Can I use an average nisab value?

Some scholars allow using an average of gold and silver nisab values. However, using the lower silver nisab is generally preferred as it ensures more wealth is distributed to those in need.

Do I calculate nisab at the beginning or end of the year?

Most scholars recommend using the nisab value at the time zakat becomes due (after one lunar year). Some use the value from when they first acquired nisab-level wealth.

What if my wealth drops below nisab during the year?

If your wealth falls below nisab during the lunar year, the hawl (one-year period) resets. You must possess wealth above nisab for a complete lunar year for zakat to be due.

How do current nisab values compare?

As of recent market prices: Gold nisab (~$5,600 at $65/g) vs Silver nisab (~$490 at $0.80/g). The significant difference is why scholars often recommend the silver standard for general wealth.

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